"I want to spend your money."
"You need dishes!"
No, I don't have a house yet.
"But we can store them until you get your house."
"But I already have everything I want ... I have nothing to buy."
She's also anxiously awaiting me getting my house so she can build me furniture and cabinets and stuff. And do my yardwork and stuff. That'll rule, but I don't need no stinkin' dishes yet. :-P