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Brad Fitzpatrick

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misc [Apr. 1st, 2004|10:43 pm]
Brad Fitzpatrick
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yesterday's bike ride was ~14 miles. today was ~30 (up Cornelius Pass, Germantown road, highway 30, to NW portland). getting back in shape! pretty good bike ride, 'cept for the constant headwind.

the 2 mile long slalom coming off skyline blvd 1000 ft down to highway 30 is scary as shit and so much fun.

got a notice that my gas is about to be shut off. fucking bills. so inconvenient.

so is paying for things. i wanted a shirt i saw online today, filled out my credit card number from memory, then didn't remember my ccv2 number, and didn't want to find my wallet, and left the page. i'd pay bills and buy more crap online if it were easy.

blah blah. nothing interesting.
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Comments:
[User Picture]From: ydna
2004-04-01 11:06 pm (UTC)
Do your utilities offer to automatically take payments from your checking account or charge it to your credit card? I haven't manually written a check for a bill other than odd occasional things (biannual property tax) for a few years now.
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[User Picture]From: ilea
2004-04-01 11:12 pm (UTC)
You should put all your bills on some sort of autopay.

Then all you'll have to worry about is the money to pay them.
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[User Picture]From: kunzite1
2004-04-02 12:49 am (UTC)

im sorry that i cant help much with the paying bills part. i dont have much of an income.

ccv2 number? is that the funny 3 digit code?
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[User Picture]From: mendel
2004-04-02 06:26 am (UTC)
My bank's online interface has a "Remember my bank card number" feature that never works, which escalates the difficulty of paying bills online from "remember" to "remember and then go get my wallet", which is sufficient for me to put it off.

So I now have a gpg-encrypted file in my home directory at home with my bank card and credit card numbers within, for easy reference.

That might take care of the second problem, at least.
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From: youngoat
2004-04-02 08:00 am (UTC)
Wow. How long does it take to bike 30 miles? I haven't had a bike since I was 12... and my parents wouldn't let me out of the driveway. ;-]
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[User Picture]From: denshi
2004-04-02 01:43 pm (UTC)
2 hours or so, depending on wheels and elevation.
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[User Picture]From: taral
2004-04-02 09:57 am (UTC)
http://www.paytrust.com/

I used them for ages, very good service.
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[User Picture]From: spottman
2004-04-02 01:00 pm (UTC)
I second paytrust.. I have used them for several years and I have never missed a bill.

They do something different than the standard billpay-through-your bank. Your bills actually go through them! They scan them and send you an email to log in and pay! or you can set limits (if phonebill<$100 pay, else email me)

If your stupid bankcard does not send you a bill (my Bestbuy card did this 2!! times) they send you an email that "this bill usually comes in at this time.. it has not, please call them!" I called my credit card company and yes, they did not send a bill due to "technical issues" and yes, they expected payment anyway as it was not thier obligation to send me a bill but it was mine to send payment and yes, they would charge me up the ass for missing the payment etc etc etc... /RANT.

The other thing they do is send you a passworded CDROM with all your bills on it so you can just make a copy and give it to your accountant with the password.

What else.. Support in the US, NOT India!, they do EFTs from your ank to larger creditors, Credit card companies hate them (prolly cause they reduce late fees) so they use a simple PO Box 135792468 (your account number!) type address, when I was not sold on the system and paying $10 a month for it I put all my bills in there and realized I was using a checkbook per month!

I could tell you more.. just ask :)
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[User Picture]From: r33_74v3ng3r
2004-04-02 06:15 pm (UTC)

Yes, off topic.. I know.

If you wouldn't mind me prying... you live in portland?
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[User Picture]From: brad
2004-04-02 07:00 pm (UTC)

Re: Yes, off topic.. I know.

hells yeah
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